Glossary / funding

Due Diligence

funding

Quick Definition

Due diligence is the investigative process investors conduct before finalizing investment—verifying financials, legal compliance, customer claims, team backgrounds, and product functionality. It's the trust-but-verify phase after term sheet.

Detailed Explanation

Post-term sheet, investors audit everything you claimed. Categories: (1) Financial DD—revenue numbers, burn rate, cap table, tax filings. They'll request bank statements, invoices, ARR breakdown, cohort analysis. (2) Legal DD—company registration, IP ownership, founder agreements, employment contracts, compliance. Lawyer reviews for red flags. (3) Technical DD—code quality, architecture scalability, security vulnerabilities. Often hire external CTO-as-service. (4) Market DD—customer references, competitor analysis, market size validation. Call your customers to verify claims. (5) Team DD—background checks, reference calls on founders/key employees. Verify education, past roles, no criminal history. (6) Product DD—use product extensively, security audit, check claimed features actually work. Process: Investors send DD request list (50-100 documents). You upload to virtual data room. They spend 2-4 weeks reviewing, asking follow-ups. If red flags found: Re-negotiate terms (lower valuation), add protection clauses, or walk away from deal. DD kills deals: Inflated revenue (booking vs cash mismatch), IP not owned by company (co-founder wrote code as consultant elsewhere), co-founder undisclosed lawsuit, product doesn't work as demoed, customer references are fake. Prep for DD: Clean cap table, org all contracts in Google Drive, practice customer reference calls, fix known IP/legal issues BEFORE fundraising.

Real-World Examples

Theranos

Due diligence failure. Walgreens invested without technical DD on blood testing claims. Product was fake. $9B valuation → $0, criminal charges.

Typical SaaS DD

Investor requests: Stripe dashboard (revenue proof), customer interviews (reference calls), GitHub access (code review), cap table (ownership verification). Takes 3 weeks, no issues, deal closes.

Failed DD example

Founder claimed ₹50L ARR. DD revealed ₹30L was from single pilot customer who verbally said won't renew. Investor walked away.

Why It Matters for Your Startup

DD is where deals die. 20-30% of term sheets don't close due to DD issues. Clean DD process = faster close, original terms maintained. Messy DD = re-negotiations, delays, deal death. Founder credibility established here—if you lied about small thing, investors assume bigger lies. Be radically transparent.

Common Mistakes

  • Inflating metrics (booking revenue you haven't collected as ARR)
  • Not having customer references prepared (or references trash you)
  • Messy cap table (unclear who owns what, missing founder agreements)
  • IP owned by contractors, not company (code, designs not assigned)
  • Undisclosed co-founder conflicts, lawsuits, non-competes

Frequently Asked Questions

How long does due diligence take?

Seed: 2-3 weeks. Series A: 4-6 weeks. Series B+: 6-8 weeks. Can be faster if you're organized (data room ready) or slower if red flags found.

What happens if DD finds issues?

Minor: You fix and proceed (missing contract, small legal compliance). Major: Re-negotiate terms (lower valuation) or investor walks away (fake revenue, IP issues, fraud).

Can I refuse DD requests?

No. Refusing = investor walks away. If you have sensitive data (customer lists), use NDAs, restricted access, watermarked documents. But must provide requested info.

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Due Diligence - Definition, Examples & Formula | StartupIdeasDB Glossary | startupideasdb.com